Dr Sharifa Omar Salim she is a director of Institute of Tourism (IoT) at the State University of Zanzibar – (SUZA). Dr Sharifa holds a Doctor of PhD in Business Administration – Finance and Investment (Universiti Kebangsaan Malaysia), MBA – Finance and Investment (Universiti Kebangsaan Malaysia) Postgraduate Diploma in Tax Management (Institute of Finance Management) Advanced Diploma in Financial Administration (Zanzibar Institute of Financial Administration)