Dr Fauz is a distinguished academic, researcher and consultant currently serving at the State University of Zanzibar (SUZA). A Certified Public Accountant (CPA-T), Dr. Khamis earned his PhD in Islamic Finance and Banking from the prestigious Islamic Business School at Universiti Utara Malaysia (UUM). His academic foundation is further bolstered by an MSc in Islamic Finance and Banking from UUM and a Bachelor of Financial Administration from the Zanzibar Institute of Financial Administration. Dr. Khamis possesses deep expertise in taxation, financial analysis, and financial inclusion. His career is dedicated to enhancing Islamic banking performance and fostering sustainable financial management within both local and international contexts.